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The first disputes you should file is any disputes that have to do with inaccuracies in your address information. If there are addresses associated with your credit report that don’t belong to you then disputing these first may help you with other disputes you make regarding accounts.

You can combine your other disputes somewhat, but only to a certain degree. You should definitely keep your consumer account disputes separate from medical account disputes. Performing the HIPAA process is your best bet when disputing medical accounts and should be performed when no other disputes are active. Read more »

No one likes discovering mistakes on their credit report. They can drag down your credit score and even make it impossible to get new credit. Removing the mistakes that are on your credit report will take time as well as a little bit of effort. In this article we aim to give you a few helpful tips for removing errors from your credit report.

Tip #1: Know that Mistakes Happen

In the fast moving financial world it’s easy for automated processes to make mistakes from time to time. Also, as we all know, humans are especially prone to error. Sometimes people with the same name living in the same area can actually get their credit report information mixed up as not every report to the credit bureau will contain enough identifying information such as a social security number to verify exactly whose credit the entry needs to go on. It’s important to rule some of these out before assuming that you’ve been a victim of identity theft.

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